Complete guide to buying new construction homes in St. Louis & Jefferson County
Choose your finishes, layouts, and upgrades from the ground up.
Latest building codes and modern HVAC, insulation, and appliances.
Comprehensive coverage on major systems and structural elements.
Rate buydowns, closing cost assistance, and design credits.
Arnold: Family-friendly with excellent schools
Festus: Growing community with affordable options
Imperial: Rural feel with modern amenities
High Ridge: Quick access to St. Louis City
Wentzville: Rapidly growing with new developments
O'Fallon: Top-rated schools and amenities
Cottleville: Master-planned communities
Wildwood: Luxury new construction
Gateway Proptech specializes in new construction with relationships with all major builders.
View Jefferson County New Construction Text LISTBuilders often require pre-approval before showing homes or discussing pricing. Gateway Proptech works with Motto Mortgage for streamlined approvals.
Research builders' reputations, visit model homes, and compare communities. We provide detailed builder profiles and community comparisons.
Consider lot size, orientation, and future development plans. Premium lots (corner, cul-de-sac, view) cost more but often have better resale value.
Choose finishes, colors, and upgrades. Budget 10-20% above base price for upgrades and bring samples to coordinate.
Review all contracts carefully. Ensure upgrade costs and timelines are clearly documented. Lock your rate or consider rate buydown options.
Schedule walk-throughs at key milestones: foundation, framing, drywall, and final. Take photos and note any concerns immediately.
Complete detailed punch list of items needing attention. Don't close until major issues are resolved. Test all systems and appliances.
| Loan Type | Down Payment | Best For |
|---|---|---|
| Conventional | 3-20% | Strong credit, flexibility |
| FHA | 3.5% | Lower credit scores |
| VA | 0% | Veterans & active military |
| USDA | 0% | Rural eligible areas |
| Builder Preferred | Varies | Additional incentives |
Pulte Homes: Wide range of price points
Lennar: Everything's included approach
DR Horton: Entry-level to luxury
Fischer Homes: Strong in Jefferson County
Lombardo Homes: Luxury custom homes
Renaissance Homes: Mid to upper-end
Payne Family Homes: Custom and semi-custom
Consort Homes: Unique designs
Reputation analysis and recommendations based on your priorities.
Side-by-side analysis of communities and lot selection advice.
Help with design center decisions and upgrade recommendations.
Timeline tracking, walk-throughs, and quality checks.
We'll guide you through every step of the new construction process.
Text Us Call (314) 697-2026